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Terms of Use

Welcome to www.expertmortgage.biz, a subsidiary website of Biz Inc. owned and operated by Mariusz Falkiewicz. Mariusz Falkiewicz and Biz Inc. provides the use of this website subject to the following conditions, and your use of this website constitutes acceptance of these conditions. Please read them carefully.

Please review our Privacy Policy, which also governs your use/visit to this website.

When you visit www.expertmortgage.biz or send e-mails to us, you are communicating with Mariusz Falkiewicz and Biz Inc. electronically and you consent to receive communications from Mariusz Falkiewicz and Biz Inc. electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Biz Inc. and expertmortgage.biz trademarks and trade dress may only be used with the express written consent of Mariusz Falkiewicz and Biz Inc. and may not be used in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Mariusz Falkiewicz and/or Biz Inc. All other trademarks not owned by Biz Inc. or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Mariusz Falkiewicz and/or Biz Inc. or its subsidiaries.

Mariusz Falkiewicz and Biz Inc. grant you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Mariusz Falkiewicz and/or Biz Inc. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Mariusz Falkiewicz and Biz Inc. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Biz Inc. or expertmortgage.biz, our subsidiaries without express written consent. You may not use any meta tags or any other “hidden text” utilizing Biz Inc.’s or expertmortgage.biz’s names or trademarks without the express written consent of Mariusz Falkiewicz and Biz Inc. Any unauthorized use shall automatically terminate any permission or license granted herein by Mariusz Falkiewicz and Biz Inc. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the www.expertmortgage.biz so long as the link does not portray Biz Inc., expertmortgage.biz, its subsidiaries or affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Biz Inc. or expertmortgage.biz logo or other proprietary graphic or trademark as part of the link without express written permission.

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use our website only with involvement of a parent or guardian. Mariusz Falkiewicz and Biz Inc. and its subsidiaries and affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

Visitors may post reviews, comments, and other content: and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. Mariusz Falkiewicz and Biz Inc. reserve the right (but not the obligation) to remove or edit such content, but do not regularly review posted content. If you do post content or submit material, and unless we indicate otherwise, you grant Mariusz Falkiewicz, Biz Inc. and its subsidiaries and affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant Biz Inc. and its subsidiaries and affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post: that the content is accurate: that use of the content you supply does not violate this policy and will not cause injury to any person or entity: and that you will indemnify Biz Inc. and/or its subsidiaries, affiliates, officers, employees, agents, successors and assigns for any and all claims resulting from content you supply. Mariusz Falkiewicz and Biz Inc. have the right but not the obligation to monitor and edit or remove any activity or content. Mariusz Falkiewicz and Biz Inc. take no responsibility and assumes no liability for any content posted by you or any third party.

Mariusz Falkiewicz and Biz Inc. and its subsidiaries and affiliates attempt to be as accurate as possible. However, Mariusz Falkiewicz and Biz Inc. do not warrant that product/service descriptions or other content of this site is accurate, complete, reliable, current, or error-free.

By visiting expertmortgage.biz, you agree that the laws of the state of Illinois, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and Mariusz Falkiewicz and/or Biz Inc. and/or its subsidiaries and affiliates.

Mariusz Falkiewicz and Biz Inc. reserve the right to make changes to our site, policies, and these Terms of Use at any time and in its sole discretion. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

Questions regarding our Terms of Use, Privacy Policy, or other policy related material can be directed to our support staff by clicking on the “Contact Us” link in the side menu. Or you can email us.