Welcome to www.expertmortgage.biz, owned and operated by MKF Ventures LLC. By accessing or using this website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this website.

1. Privacy
   Please review our Privacy Policy, which also governs your use/visit to this website.
2. Intellectual Property Rights
   The contents of www.expertmortgage.biz are owned and copyrighted by MKF Ventures LLC and are protected by the laws of the United States, its treaty countries, and other jurisdictions. All rights are reserved, and no reproduction, distribution, or transmission of the copyrighted materials at this website is permitted without the written permission of MKF Ventures LLC. All trademarks, logos, and service marks are the property of MKF Ventures LLC.
3. Use of Website
   You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of, or restrict or inhibit the use and enjoyment of, this website by any third party. You may not use this website in any manner that could damage, disable, overburden, or impair the website or interfere with any other party’s use and enjoyment of the website. Materials on this website may be accessed, downloaded, and printed only for personal and non-commercial use.
4. Consent to Contact
   By using this website and providing your contact information, you understand and agree that you are establishing a business relationship with MKF Ventures LLC and Mariusz Falkiewicz. As a result, you consent to being contacted by MKF Ventures LLC and Mariusz Falkiewicz about their business via telephone, email, and/or standard mail using the contact information you have provided. This consent applies even if your phone number is on any Do Not Call list. You may opt-out of this consent at any time by Contacting Us. or following the unsubscribe instructions provided in any email communication.
5. Accuracy of Information
   While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is strictly at your own risk. MKF Ventures LLC reserves the right to change or modify the content of its website at any time with or without notice.
6. Third-Party Links
   This website may contain links to third-party websites or resources. These links are provided for your convenience and informational purposes only. We have no control over the content, availability, or privacy practices of these third-party websites and do not endorse or assume any responsibility for them.
7. Limitations of Liability
   In no event shall MKF Ventures LLC, Mariusz Falkiewicz, Simply Financial Inc., or any of their affiliates, employees, agents, or representatives be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of, or inability to use, this website or any content, products, or services provided through this website. Because some jurisdictions do not allow the exclusion of implied warranties, the above exclusion may not apply to you.
8. Indemnification
   You agree to indemnify, defend, and hold harmless MKF Ventures LLC, Mariusz Falkiewicz, Simply Financial Inc., and their affiliates, employees, agents, and representatives from any claim, demand, or damage, including reasonable attorneys’ fees, arising out of or related to your use of this website or your violation of these Terms of Use.
9. Governing Law and Jurisdiction
   These Terms of Use shall be governed by and construed in accordance with the laws of the State of Illinois, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms of Use or the website shall be filed only in the state or federal courts located in [County], Illinois, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.
10. Modifications to Terms of Use
    MKF Ventures LLC reserves the right to modify these Terms of Use at any time without prior notice. Your continued use of the website following any such modification constitutes your acceptance of the modified Terms of Use.
11. Entire Agreement
    These Terms of Use, together with the Disclaimer and Privacy Policy, constitute the entire agreement between you and MKF Ventures LLC regarding the use of this website and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and MKF Ventures LLC with respect to this website.

If you have any questions or concerns about these Terms of Use, please Contact Us.