Construction Loans – Chicago, Illinois

The Simplest Way To Build Your Dream Home

Tired of navigating the complicated process of getting a construction loan? Our One-Time Close Construction loans are the perfect solution for anyone looking for a simpler, more streamlined approach to construction lending in Illinois.

Build your dream home without the stress and financial strain.

Our construction lending program ensures a seamless, efficient, and cost-effective construction process. With the One-Time Close construction to permanent loan, you only need to secure one loan to build and live in your dream home.

You get the benefit of one low interest rate, one credit report check, one down payment, and one lender approval. You will also have the opportunity to lower your interest rate if market conditions improve in your favor during the construction phase.

Our construction loan requirements are easy to meet, and we guide you every step of the way to ensure your construction project remains within budget and on schedule.

Program Highlights

700 Minimum Credit Score

5% Minimum Down Payment

Up to $726,200 Loan Amount

Vacant Land Purchases OK

Rate/Term Refinance of Existing Construction

Interest-Only Payments During the Construction Period

Primary Residences, Second Homes, and Investment Properties

Get Pre-Approved Now!

    Simply The Best Construction Lending Program in Chicago

    We are committed to making the construction-to-permanent loan process convenient and accessible. We facilitate communication with the builder and provide checklists for easy project and builder approval. Additionally, we can pre-approve your builder in advance, so that construction can begin immediately upon securing a suitable construction site.

    We work with some the best construction loan lenders in the industry.

    5% Down Payment is all you need

    Your dream home can now be built with just 5% down payment!* Our new construction loans make it easier than ever to get started early on your home construction and for less money than you expected.

    *Primary residences only

    Save time and money

    With a One-Time Close construction to permanent loan, you only have to cover one set of closing costs. You don’t have worry about paying for the build upfront and then getting the project financed again.

    Simplify the process

    Our single-close construction loan combines the financing for land acquisition, construction, and permanent financing into one convenient package.

    Build with confidence

    Our team of experienced professionals will work with you every step of the way, providing support and guidance to ensure your project is completed on time and within budget.

    Frequently Asked Questions

    Can’t find the answer you’re looking for?? Give us a call.

    General Questions

    Project Approval

    Builder Approval

    Is it easy to get pre-qualified?

    Our process is fast and easy. Complete our contact form and we will contact you within 24 hours to discuss your financing needs. After that, it’s just a matter of following step-by-step instructions! You could close your loan in as little as two weeks without any hassle at all.

    Our customers love working with us!

    Read our 5-star reviews

    My wife and I are pleased with our choice to work with Mariusz. For a first-time home buyer, Mariusz was very informative and knowledgeable to calm our concerns. He offered the best rate available on the market at that time. We are amazed by his work and highly recommend him

    – Iurii B.

    It was my first time working with Mariusz, but defiantly not the last one. Mariusz is very knowledgeable and resourceful when it comes to mortgages, he answered every single question that I threw at him. He was able to beat the competitors and offered the best rates available on the market at that time. I highly recommend him to anybody looking for a mortgage either as first-time buyers or experienced investors.

    – Michal S.

    Mariusz went above our expectations to get us in the home we not only wanted but needed ASAP while we were moving from Florida to Chicago. With a family of 4, we were really strict on our budget and Mariusz really managed well with our stresses to the point we were amazed by his work. I’m very impressed and he made our whole home buying experience a breeze. Walked us through all the steps we needed to take. Thank you, Mariusz your work has made our family extremely happy and thankful for all you have done!

    – Kris

    Mariusz was my loan officer for a few months during my short sale buy, it was my first home purchase so I didn’t know a lot about the whole process. Mariusz was helping me in every aspect, explaining sometimes the same thing over and over, he was very patient with it and his incredible skill of explaining and communication just made it so much easier. I will highly recommend Mariusz to anyone if I would have to bring a negative‚Ķ there is none!! He is just a professional, honest, helpful, always on time, quick, knowledgeable, and patient… this list can go on and on. Truly all-around professionalism.

    He is probably one of the best loan officers in the Chicago area. Thanks, Mariusz !!

    – Greg L.