Helping Families Finance Dream Homes Since 2006

HARP Mortgage Refinance

Affordable Home Refinance with HARP.

Refinance mortgage through our aggressive Home Affordable Refinance Program – HARP and you could reduce your monthly loan payments by over $250*, even if you owe more than your home is currently worth. We make sure our loan refinance program maximizes homeowner’s savings in two ways:

  1. We offer competitive interest rates on our fixed loans that drastically lower monthly mortgage payments and help to save thousands of dollars over the life of a loan.
  2. We provide some of the lowest closing costs in the industry which drastically reduces the out-of-pocket expenses, or we eliminate closing costs completely through our โ€œno closing costs refinanceโ€ option.

Harp_Refinance

Loan refinance through HARP offers outstanding benefits:

  • Average savings of $250 per month, or about $3,000 per year*
  • Up to 175% LTV (loan-to-value) allowed
  • Loans with PMI are eligible for refinance
  • 620 FICO for Owner Occupied & Second Homes / 660 FICO for Non-Owner Occupied
  • 30, 20 and 15 Year Fixed Loan Terms available
  • Appraisal waivers accepted on many loans (an additional saving of $400!)

Refinance eligibility requirements:

  • You have a good mortgage payment history for the past 12 months. That means having no late payments in the last 6 months and no more than one 30-day late payment from 6 to 12 months ago.
  • Your property is your primary residence, 2nd home or investment property
  • Your loan-to-value ratio exceeds 80%
  • Your loan is owned or guaranteed by Fannie Mae or Freddie Mac. Check the Fannie Mae Loan Lookup tool.
  • Your loan was closed on or before May 31, 2009 (this date can be found using the loan lookup results).

* source: http://www.whitehouse.gov/refi

Refinance into a Low Rate, Low Cost home loan now!
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What are people saying about Mariusz Falkiewicz?

Pleasure to work with

Mariusz helped me buy my first home. He was very helpful throughout the whole process. He is very persistent and detail oriented. Would definitely... view more

Great service

Great service very professional.

Mariusz Is the best!

Mariusz was excellent to work with. Throughout a long, shifting refinance process he was always available and offered expert advice based on... view more

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