Helping Families Finance Dream Homes Since 2006

What documents and information will I need?

You should prepare the following for all borrowers on mortgage application:

  • 1 month of most recent pay stubs
  • 2 years of most recent W2s
  • 2 years of most recent Federal tax returns (all pages, all schedules)
  • Information regarding employment (if less than 2 years at current job, please include previous job or school to complete a 2 year history). For each job please include:
    • Official position / title
    • Business name of the institution
    • Full address of the institution
    • Telephone number to HR for verification of employment
    • Dates of employment (from-to)
  • Current residential address (if less than 2 years at current address, include previous address information to complete a 2 year history), For each address please include:
    • Dates (from-to)
    • Indicate if owned or rented
    • Indicate mortgage payment, annual real estate taxes, and hazard insurance (if rent, indicate monthly rent)
      • If mortgage present, please include latest mortgage statement (all pages)
  • Current contact telephone number
  • 2 most recent bank statements (all pages, even blank!) showing liquid assets available for down payment and reserves (checking, savings, 401K, IRA, stocks, bonds, etc.)
  • We will also need to check your credit history.