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Frequently Asked Questions

VA Loans FAQs

  • How does the VA appraisal process work?

    The VA requires an appraisal to determine the fair market value of the home. The VA assigns an appraiser who inspects the property and provides a report. The appraisal ensures the home meets VA minimum property requirements and that the purchase price is reasonable. If the appraisal comes in lower than the sales price, the buyer can negotiate with the seller or walk away from the deal.

  • Can I use a VA Loan to buy a home for my child or other family member?

    No, VA loans can only be used to purchase a primary residence for the veteran, active duty service member, or eligible surviving spouse. The home must be for your own personal occupancy, not an investment property or vacation home.