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When can I lock the interest rate and how much does it cost?

Unlike many lenders, BIZ Inc. does not charge lock-in fees. You can lock anytime you locate a property, or start your refinancing process, up until ten business days before the closing. You can select a specific length of time for your lock, usually 15, 30 or 60 days. Before choosing a lock-in period, ask us to … Read more

How much money will be required at closing?

The amount you’ll need to close your loan includes your down payment, closing costs, and prepaid amounts for property taxes , and insurance escrow accounts. We will provide you with a good faith estimate (GFE) of settlement costs when your loan application is accepted. Within 24 hours of your closing, the closing agent will provide … Read more

How are interest rates determined?

Interest rates are influenced by the financial markets and can change daily – or multiple times within the same day. The changes are based on many different economic indicators in the financial markets. View our current interest rates.