Helping Families Finance Dream Homes Since 2006

How much can I borrow?

Your current income (which includes commission, bonuses, overtime – i.e. any additional money that is subject to tax) will determine how much you can borrow. Some lenders calculate borrowing ability by a straightforward multiple of your income while others will work out your net disposable income and then allow you borrow a percentage of that. We will help you calculate how much you can borrow.